How many ETFs should I invest in for my retirement IRA?

EFTs are a good option to consider, plus stock exposure in low-cost and diversified funds and bond exposure in a managed fund.

So if you want to buy funds that create income, such as dividend EFTs or bonds EFTs, an IRA is an ideal account to hold them.

Interest from bonds and dividends from stocks can be taxed as ordinary income in a regular brokerage account.

But if you hold these investments in a Roth IRA, you don’t have to pay this tax.