Can I day trade stocks without 25k?

Asked 3 years ago

This seems like a large amount of money for someone just starting to trade. Do I have to have the 25K in my account available at all times? What happens if I trade and it dips below the margin requirement? Is there a way to get around the 25k day trading rule?

Avik Das

Wednesday, September 15, 2021

Yes, according to the PDT rule in the United States, you must keep a balance of 25k for day trading. If the minimum balance goes down below 25k, then your day trade can't go beyond three days in a time frame of five days.

There's only one other option available: You can open multiple brokerage accounts to continue day trading with less than 25k in your account.





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