Am I Too Old to Start Investing In ETFs?

It mainly depends on your current income levels, outstanding loans, mortgages, and expected age of retirement, etc.

What to Invest in at Age 40+

My personal advice to you, if you are someone starting out investing aged 40+, you should adopt the conservative approach i.e. go for stocks that are not volatile, have dividend histories stretching back a decade, market dominance, low debt levels, and strong cash flows, etc.

Stocks & Assets for the Inexperienced Traders

If you are inexperienced, it would be better to buy major index ETFs that track the S&P 500 and the Nasdaq. For stocks, buy blue-chip shares, dividend aristocrats, defensive stocks, etc.

The biggest problem of not having started yet is because you lost a lot of Albert Einstein's 8th wonder of the world - compound interest.

Is It Too Late to Start Investing?

It’s often been said that the best time to start investing was in the past, but the next best time to start is today. Combining time and a regular savings plan can still provide good returns if you make the conscious decision to start putting your money to work, no matter your age.

Don't beat yourself up because you didn't start 10 years earlier - realize that today is better than 10 years later.

As the famous Chinese proverb goes: "The best time to plant a tree was 20 years ago. The second best time is today.”